We are an HM Revenue & Customs approved ISA Manager providing a “Stocks & Shares Flexible ISA”
Which Services allow the use of ISAs?
Our Investment Management Service and Execution-Only Dealing Service can be provided on investments held in an Individual Savings Account (ISA). The applicable charge card for each service is available below.
What is an ISA:
An ISA is a ‘wrapper’ which allows you to invest and save with favourable tax status (for UK tax payers). Within an ISA, a broad range of investments may be held and there is no requirement to withdraw money before a particular age or tax implications for doing so.
What is a Flexible ISA:
A “Flexible ISA” allows you to withdraw money from your ISA and return it in the same tax year, without this contributing towards your ISA allowance for that tax year.
Consolidation of existing ISA arrangements:
Our ISA will also allow you to consolidate any existing ISAs that you may have with other ISA Managers. The advantages of consolidating your ISAs with us are that this will reduce the amount of paperwork you receive and in the process make it much easier for you to monitor and administer your investments. We will not charge you for transferring ISAs to us although your existing ISA Manager may.
What can I invest in:
If you are wanting to use our Execution-Only Dealing Service, our ISA and JISA provide you with the ability to diversify your portfolio across a wide range of investments, for example, equities, fixed interest securities and Collective Investment Schemes such as unit trusts and OEICs.
Information sheets
Keeping you up to date with the progress of your ISA or JISA:
Our online valuation service allows you to monitor the progress of your ISA or JISA portfolio, 24 hours a day, 7 days a week. This facility also allows you to view an historical valuation of your portfolio as at the close of play on any business day.
At the end of each calendar quarter we will provide you with a valuation of your ISA, to also include a statement of the ISA cash account and a schedule of the transactions you have undertaken on the account in the previous 3 months. We will deliver this to you via our secure mail facility which may again be accessed via our website.
Investment management:
As investment managers, we manage considerable assets held in ISAs on behalf of our clients. If you have not already done so, you might wish to consider our Investment Management Service whereby once we have made a detailed analysis of your personal circumstances, investment aims and attitude to risk, we will undertake all investment decisions for you and determine when would be the most appropriate time at which to invest. You may therefore wish to consider our Investment Management Service
JISA:
We also offer a stocks and shares Junior ISA (JISA) which is a tax efficient way to save for children.
Application Forms:
